Foreclosure Defense and Resolution

Michael H. Merino, P.A. has successfully represented hundreds of clients in danger of losing their homes or investments.  The firm created an aggressive, legally sufficient defense to protect the client's interests in the real estate.  The law firm's defense strategy has allowed the law firm's clients sufficient time to develop and implement a resolution to the current foreclosure problem.

Foreclosure defense: Michael H. Merino, P.A.'s unique foreclosure defense strategy

The law firm's foreclosure defense practice is devoted to ensuring that the bank has followed all legal steps in the foreclosure process to protect the client's due process of law rights under the Constitution of the United States. 

Attorneys Michael H. Merino, Esq. and Nicole H. Fried, Esq. aggressively protect the law firm's clients by implementing a unique defense strategy in which the law firm—

• Examines whether the bank filed a legally sufficient and correct lawsuit in court
• Determines whether the bank has properly served the lawsuit upon you as required by the law
• Determines if the bank that has initiated the lawsuit is the correct party to be suing you
• Files a timely initial defensive package* to challenge the bank's compliance with due process of law and negotiable instruments law

*The defensive package usually includes an extensive motion to dismiss the foreclosure complaint and various discovery requests that are propounded upon the bank.

The law firm of Michael H. Merino, P.A. is devoted to getting results and winning cases, not stalling the foreclosure process or holding your hand.  The firm's aggressive and persistent foreclosure defense methods demand the full attention of the opposition and often produce positive outcomes.  Its lawyers do not set unrealistic expectations for clients or take on projects unless there is a strong likelihood of success.

Resolution

The ultimate goal of the law firm's foreclosure defense strategy is to allow sufficient time to resolve the mortgage problem for the client.

Resolution of the mortgage foreclosure problem is dependent upon many factors, including the financial condition of the client.

Resolution of the mortgage foreclosure problem may include:

• Aggressively defending the foreclosure lawsuit and obtaining a dismissal of the lawsuit
• Negotiating a deed in lieu of foreclosure or a consent judgment without further liability pursuant to the promissory note
• Negotiating a loan modification and dismissal of the foreclosure lawsuit
• Listing the real estate with a competent real estate broker and disposal of the real estate by short sale—a sale that requires the foreclosing bank to lower the principal payoff of the existing loan

Michael H. Merino, P.A. is a full service real estate law firm that has an Affiliated Business Relationship (ABR) with Priority Title, Inc.

As a result of this ABR with Priority Title, Inc., Michael H. Merino, P.A. offers its clients the convenience of a one stop real estate shop to negotiate the approval of the short sale contract with the bank and then proceed to the closing of the transaction once approval for the short sale is obtained by one of Michael H. Merino, P.A.'s resolution specialists.

Defending homes and protecting investments

Easily accessible just off Interstate 595 and the Florida Turnpike, the law office of Michael H. Merino, P.A. has been assisting homeowners in danger of foreclosure since the firm's creation in 1997.  The firm also serves residents and businesses throughout Miami-Dade, Broward, and Palm Beach counties with real estate transactions and condominium or homeowners association legal issues.

Contact the firm's Davie office for a free half-hour consultation to discuss your mortgage resolution matter with an experienced Florida real estate lawyer.